TESCO is aggressive in marketing and I particularly like their Clubcard points system where Clubcard members are rewarded one Clubcard point every RM2 spent. Each Clubcard point will be converted to 1 cent and thus for every 100 points (RM200 spent), we get RM1 cash voucher. Since we earn 1 point only every RM2, so the percentage of cash back is 0.05%.
This seems to be very low but getting a Tesco RHB Credit Card and charge the transaction to it will double the point earned which increase the cash back percentage to 1%.
But the advantage of Tesco RHB Credit Card doesn't stop here. The bank will give 2% cash back for all purchase done in TESCO outlets. With this, the effective cash back is now increased to 3% :-)
However, if you think that 2% cash back is too little, then you can make purchase using the Tesco RHB Credit Card during the last weekend of the month where the cash back is increased from 2% to 5%. If you can discipline yourself to purchase only on the last weekend of month, then the effective cash back will be 6% :-)
In addition to this, you will also be able to earn Clubcard points elsewhere (non Tesco outlets) which carries the rate of one point for every RM2 spent.
I was rewarded RM36 cash vouchers from March to May.
The voucher
The total points earned and how I earned them; take note of the significant contribution from RHB TESCO Credit Card
See you next post :-)
See you next post :-)
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